Exporting Employed Cars and trucks To Mongolia

Get rid of time-consuming paperwork and improve documentation precision with MotorWeb's sale and buy agreements. A Car Sale Arrangement is usually a document which can be utilized to lay out the details in the sale of the auto from a Seller to your Consumer. An additional constructive element of online bargains is always that the majority of the periods improved bargain catches the eye of people, resulting in additional profitability over the A part of the potential customers.


I concur that our buyers these days are more astute, and determine what the worth of an item is. No-one purchases a $forty,000 auto with out some clue as to ebook” values. Any time you file the notification in just 30 days in the date of sale, You can't be held to blame for parking tickets and toll violations that were fully commited by the person who bought the automobile.


three.four The customer warrants that he's absolutely aware of the Car background and any existing faults on the Car or truck. Just one p.c of the acquisition value for the automobile costing $thirty,001-39,999. The use-purchaser, Conversely has an choice to terminate the contract at any phase and can't be compelled to pay for the further installments.


If Buyer fails to complete any of these tasks, then Seller can only cancel right after very first providing a NBP to the client. It is possible to insert added stipulations to the vehicle invest in arrangement template or use people who are furnished underneath. If the landlord is ready up for it, from time to time you will pay by on the net banking, e mail income transfer, debit, credit rating, or often even the landlord gives you the small print to enable you to deposit on to their checking account by going to their bank.


The Bill of Sale will most likely be break up into a buyer's portion plus a seller's portion. This receipt serves to be a affirmation for that receipt on the deposit presented by the client to the seller. If Seller fails to deliver any of your Demanded Disclosures, then Consumer really should give Vendor a Recognize to Seller to Carry out (NSP”) prior to cancelling.


You may additionally want to deliver the driving force license figures of the two the buyer and the seller for identification and verification applications. The ultimate balloon payment signifies that consumers will probably buy A further motor vehicle on PCP in lieu of shell out an enormous chunk of cash to own the vehicle.


It is crucial to notice that at an absolute auction, the seller, on the opening on the auction, enters into a collateral contract with many of the bidders, agreeing to offer to the very best bidder. At that point they'll default on their charge card credit card debt as well as the banks must publish that money off as bad personal debt and reduce the money on their own textbooks.


2) : This site can be an American corporation focused on vehicle gross sales with in excess of 1,000,000 used cars and trucks available for sale. 4) Late service fees are the quantity you pay out on the first working day lease is late plus the quantity that accrues everyday till the hire is paid out in full. These gross sales might be run by Experienced firms who can estimate the correct worth of each and every personal product, then charge a complete price of the products as payment in return for his or her efforts.


One example is, In the event the owner of the vehicle notes that the car or truck has 167,000 miles on it inside the deal, but recognizes that the automobile really has two hundred,000 miles plus a faulty odometer, your complete agreement could be voided. The regulation merchant or ‘lex mercatoria' is the totality of unwritten usages and customs that company persons regard as binding.


So if you need to offer your vehicle two years right into a four-12 months deal, you'll need to pay the distinction between It really is worth and what you continue to owe. So a customer may be visiting the exact same dealer for many years swapping one auto for another, and lining their pockets with significant desire payments and premiums to purchase the vehicle alone.


This vehicle profits agreement can be used for the transferring of title (possession) of possibly a fresh or made use of vehicle, trailer or truck. You will discover generic auctioneer-seller contracts offered from auction supply homes as well as like; we recommend a thing much better and Here is why.


The vendor is always to be compensated in cash Except if the contracting get-togethers agreed or else. Even so, if Consumer fails to seem at Vendor's premises on or before the Shipping Day to accept possession on the Vehicle and Tools, then possibility of loss passes to Purchaser to the Delivery Date.


The client agrees to pay for the remaining quantity ventedirectedemavoituremaintenant.be of __________ THB (________________________________________) in funds to the vendor around the date of transfer on ____________________ for the Transport Division. Vendor shall produce the Vehicle and Tools, and Customer shall take possession from the Motor vehicle and Machines, at Seller's premises on or just before _____________ (Shipping Day”).


If you want learn tips on how to sell vehicles of all types profitably, or how particularly to further improve produced utilization of car or truck products revenue with your whole lot Or maybe in a dealership, then It is necessary to find out within the professionals. MotorWeb's sale and purchase agreements are straightforward to edit.


two. Profits-Tax is not really leviable on a retain the services of-acquire until eventually it results in being a sale. Vehicle Sale Agreements in Australia are topic to basic rules of deal regulation. This is often to be borne by the buyer and it's along with the agreed marketing price tag for that auto. nine. Check High quality and Situation: The greatest miscalculation newbie prospective buyers at estate profits make is not really diligently inspecting an item for issues.

Ontario Landlord And Tenant Law

Reduce time-consuming paperwork and raise documentation accuracy with MotorWeb's sale and purchase agreements. In a great world sellers would only talk with prospective buyers that send out ideal delivers. Lack of use is the charge the corporate expenditures you everyday that automobile is about the large amount, and can't be rented. When we are in financial debt whether or not we bought money coming in, we're permitted by legislation to pay for our precedence bills initial just before we provide the remaining around money to pay our creditors.


Ensure the vendor fills out their identify and signature, day, and buy price. I as soon as stood amused at an Indian tourist at Macy's in New York City fiercely aiming to negotiate a lower cost for your Look ahead to his wife having a helpless product sales clerk. Sellers can depth a exact agenda of payments, likewise.


A professional car revenue contract on the near on the manage our corporation, releases you on reflection from probable pitfalls which could occur with A personal sale. Many people provide their made use of autos by themselves. You should not signal any agreement right until you happen to be certain that you want to invest in the motor vehicle.


If not, and he is trying to scoop on the list of deposits by alleging garden care breaches Then you really may well without a doubt file an application towards the Landlord and Tenant Board and get the money refunded. Directors act as claims adjusters, authorizing the payment of claims to any sellers beneath the agreement.


The contract will condition if they set up for shipping for consumers, and how they tackle all areas of analysis, pricing, labeling and promoting your estate sale items. It is vitally effortless and problems free method of getting the car in time in the organizations for Autos on the market in Trinidad so that there's no waiting around or delay in the options once you urgently wish for making the transfer and luxuriate in your time and efforts taking a highway journey.


Continue to keep encouraging men and women to not shell out their time, funds and hopes on this scams. It states that on selling, If your purchaser wishes to maneuver in before the top from the lease, the tenant should have 60 times to vacate the home. That may be why This web site has been put in place. The intent is to supply typical details or simply a framework within the set up of air cargo processes, for individuals new on the business.


If the client arrived again (Maybe with a genuine criticism) six months afterwards, both bash could argue that crucial facts was withheld at sale (or not) and demand a reimbursement. Form the particulars of the buyer, seller and motor vehicle as indicated on the shape.


What tends to make these estate income even more interesting for classic fans is the fact ventedirectedemavoituremaintenant.be that more mature merchandise can be bought at discount charges. Build your Car Offering Agreement in minutes with steerage from eForms. If the seller has supplied a warranty to the car or truck then a guarantee assert must be submitted to the seller.


They may be regarded an announcement of price ranges at which sellers will acquire offers. CarSalesPros is dedicated to offering a forum for automobile income industry experts to share and study solutions, techniques and habits of success. Initial, the amount of the commencing value was decreased to their detriment, Using the extension from the period for repayment being basically a method of inducing the borrowers to just accept the novation of the settlement.


When pricing things, knowledgeable estate liquidation enterprise won't start out out-as The majority of us would-with 'garage sale' charges. This Motor vehicle and Tools Buy Agreement is used to invest in a auto or devices for your organization. Take into account that the cost of the china is just as much as you happen to be ready to pay for it. If you're interested in a china established but Consider the value is a bit much too significant, discuss the seller down right until you think of a value that you're both of those satisfied with.


Thought inside a deal of sale has automatically for being cash. Vendor and Customer affix their signatures as follows. Though SAESSCAM has deployed a hundred and fifty brokers to all areas of the province, not all of these are formally underneath contract and A lot of them see regular wage payments only a few periods a year.


Therefore within an arrangement to provide it remains to be the seller who bears this hazard considering that home hasn't passed (he continue to owns the goods). If you wish to stay clear of getting scammed, check out estate revenue operate by extremely regarded estate gross sales liquidators that have insurance and so are bonded to protect their organization.


However, at the conclusion of the working day all he's executing is communicating with persons, It is just heightened conversation and there is no law from communicating. They're going to try to persuade you that a house's value is near to the cost that the vendor is asking you to definitely buy it to boost their possibilities of a purchase arrangement staying finalized, so they can get paid for his or her products and services.


When you have any uncertainties about them, You should not hand more than the vehicle keys until eventually you know your bank has cleared the complete payment into your account. Remember the fact that when you acquire objects at an estate sale there isn't any returns so you will want to be Particularly watchful of the.


A invest in settlement retains selling purchasing or transferring ownership or personalized residence to the up and up. Motor vehicle purchase agreement is produced to document on the sale. one. Auctioneers: - Auctioneer is really an agent whose business enterprise should be to provide merchandise or other assets by auction i.e. by open up sale.

House Obtaining Tips And Guidance

Considered one of the preferred techniques to eliminate applied vehicles is by marketing them for scrap auto Singapore so you can provide the car and obtain first rate purchase it. Nevertheless, there are plenty of various things that you need to learn about In relation to promoting scrap car Singapore and when you don't know what you are performing, then you should Ensure that you get assist. This is because all motor vehicle finance is secured on the vehicle - if you don't spend, they can just occur and repossess the vehicle, whereas for loans there is not any protection, so that they'd need to chase you in the courts. Very last he mentioned he would maintain it and deduct any money He's out if he are unable to discover another human being to lease in time.


The buyer now bears the accountability for almost any fines, summons or any promises associated with the automobile in the date and time of hand-about. It's because some estate revenue only allow a specific sum of people from the door at the same time. Whilst: The Seller is the current registered proprietor in the Vehicle.


Govt also can sell US Treasury securities, not for deficit paying out, but to drain money away from circulation In the meanwhile. 2day is my business legislation exam & this notes is useful for my scientific studies. When you have a purchaser, concur a rate and comprehensive a Kjøps Kontrakt ” or Revenue Deal.


In the event the box is checked but the seller promises to repair service the automobile or terminate the sale if you're not satisfied, be sure the promise is published around the Potential buyers Guidebook. A Monthly bill of Sale can be a form that a vendor utilizes to doc the sale of an merchandise to a customer. This version of How to put in writing a Contract for Providing an automobile was reviewed by Srabone Monir, Esq.


The Federal Trade Fee's (FTC) Utilized Car or truck Rule demands sellers to Show a Prospective buyers Manual in just about every utilized car or truck they offer available, and to offer it to consumers once the sale. The mom obtained frightened she must pay the a reimbursement, so she saved the money in her daughter's account, so It could be there to pay back again.


Assets which is, Bought!” indicates the vendor of the house and the customer from the residence have each tendered worthwhile thing to consider to each other, transferring title to your property (actual or own) from seller to customer. WE Are seeking A Trustworthy Person who CAN TAKE Excellent Treatment OF THE Pretty Household, AS WE ARE NOT Following the Dollars FOR THE RENT BUT We would like IT Being Clear AND BE Adequately KEPT The moment You progress IN.


When purchasing a new or used automobile or truck, it is best to read the agreement thoroughly, or you could wind up paying out much more than you expect. Covering all of your bases upfront will assure a positive connection with a certified estate sale enterprise. Surprisingly not A lot of people know the discrepancies concerning an estate, garage and yard sale and will usually seek advice from them as frequently exactly the same point.


A lot of states will not involve people to make certain that their cars will go point out inspection or have a minimum warranty just before they provide them available. Finally, the finance organization will implement its individual possibility evaluation on top, so balloon payments differ among finance suppliers.


DEFINITION OF PLEDGE:- Part 172 of your Deal Act, Pledge is the bailment of goods as security for your payment of a financial debt or to the functionality of the assure.” The shipping may very well be precise or constructive. Secured personal debt is when the individual you borrow money from has some sort of claim to your assets if you don't spend them back.


Each events must fill out and retain a copy from the signed Bill of Sale as being a proof of buy or as being a proof of payment. Proper Listed below are 3 usually means of maximizing your used car or truck product sales and providing your cars profitably. The www.ventedirectedemavoituremaintenant.be purchasing of new automobile calls for lots of money and as a result, the those who tend not to belong to your significant-course choose for purchasing the utilised automobiles.


Question the prospective purchaser to check with their insurance company They are included to travel your vehicle. Condition ventedirectedemavoituremaintenant.be legal guidelines hold dealers responsible if cars and trucks they provide Really don't meet up with sensible top quality specifications. Whenever you pay your debts in accordance with the conditions of your respective arrangement, your credit score rating improves.


To carry out nearly anything we fairly request you to in order to outcome well timed payment. PandaTip: This prefilled portion underneath in the car purchase settlement serves as defense from specified unforeseen situations that may occur in motor vehicle order agreements. Recognizing irrespective of whether its employees are associates of Specialist associations, have specialized credentials or are merely typical people with no history in estate profits is vital also.


The car was ordered in CALIFORNIA, United states or ONTARIO, CANADA - See the portion under around the CALIFORNIA Motor vehicle Customer's Invoice of Legal rights or perhaps the ONTARIO Motorcar Sellers Act. In time the credit rating-card funds spent by people is taken up into cost savings, and also the financial state shrinks due to the fact no more money is coming into circulation to interchange the money lost in discounts.


Arrangement letters for car profits are generally of the contractual character. Revenue Settlement : A Product sales Settlement agreement is very similar to a Bill of Sale, but includes much more particulars about the purchase and warranties, in addition to the option to take payments after a while.


However, sellers in some cases will never conform to the sale. The 'Lemon Law' can help you In case your utilized automobile requirements repairs following obtain. You might shop for designer and vintage outfits at estate product sales at your leisure without having acquiring elbowed for coveted name brand names. Be aware: When the Car is from out-of-state, then check out to switch this part making sure that Vendor has to deliver the Automobile to Purchaser's premises, and threat of loss transfers to Buyer only on shipping.

Vehicle Sale Settlement

Considered one of the most well-liked means to get rid of utilized automobiles is by providing them for scrap car Singapore and also you can offer the vehicle and have decent pay for it. Nevertheless, there are several various things that you need to know about With regards to offering scrap auto Singapore and when you do not know what you're accomplishing, then you should Be sure to get support. Kitchenware abounds at estate profits, so it is a no-brainer if You are looking for high-quality pots, dishes, appliances and utensils. Identical to I mentioned in my previous e-mail, I obtain payments directly to my accountant by way of Western Union Funds Transfer. Be certain when you make use of a utilised car or truck salesman or girl which they find out about cars.


When you market your car privately, you cannot shield your self from any concerns that later on come up if a simple vehicle obtain agreement was employed. Create a buy contract to get a utilized car having a registered UAE business, that is licensed for Used Motor vehicle Investing” rather then somebody, making sure that afterwards determined damages are no more your duty.


With the coming up of many banks featuring motor vehicle financial loans, folks have the ability to acquire new vehicles just by creating a small upfront deposit. A person shiny gentle is I have 3 individuals who care more than enough about my mom and dad and me to face up and share the things they know of my sister and her spouse in courtroom but for how long Using the delays will be the query.


The rent for the cars and trucks is extremely inexpensive and affordable and you get the most up-to-date selection of types to your objective and have a good time making the most of the journey with your friends or buddies. Considering the fact that numerous purchases and gross sales concerning people today are transacted applying hard cash, it can be difficult to demonstrate that an product was acquired or paid for without good documentation.


Subject matter to agreement, periodic tenancies can be terminated by the shape in the tenancy; in most cases, This is often calculated from the frequency of payments, i.e., monthly, weekly, annually, and so on. 13. Carry out some personal treatment will work inside the community - Numerous elderly people have to have an individual to complete their procuring or just take them for healthcare facility or clinic appointments or They only want some company for your handful of hours.


Vendor failed to deliver the client with a complete inspection report of all parts inspected. THE AUCTION Product sales FOR Both of those Cleanse AND SALVAGE Automobiles Of your 1ST BATCH Starts ON THE 18TH OF NOVEMBER. Among the list of techniques in which you'll be able to drop right into a credit card debt trap is when You begin borrowing from other institutions, or from casual lenders, to repay the debt you at this time have.


Some individuals purchase a DVD player and will't system it thoroughly, so market it in a garage sale, low cost. Major holiday seasons will not be the best periods to have a tag sale mainly because possible prospective buyers are typically associated with their families, gonna BBQ's and busy with scheduled holiday getaway events.


This motor vehicle is sold AS IS”, and Seller would not in any way, expressly or impliedly, give any warranties to Customer. Promoting an auto with an proprietor-finance deal might seem scary, but the process is reasonably very simple and may gain you In the end. Include things like the date of sale and agreed upon invest in cost.


If you do not approach on supplying a guarantee for the automobile, explain the condition in the auto as "as is." Make sure to point out what the seller will give to the customer, just like the title and also other required paperwork. Particular information on other auto could be obtained in Trade for the charge through the sellers of the Automobile Registry.


The customer then gave a notice to the seller necessitating supply inside 4 months. A court docket, if necessary, can establish the cost of the contract by identifying the cost of fifty widgets at the time of www.ventedirectedemavoituremaintenant.be shipping and delivery. Generally what transpired was the circumstance of my grandparents Will was conducted fraudulently to try to prevent paying out my Mom, sister and me a good portion of cash simply because an Aunt of mine felt we didn't ought to have it, she did.


In case you have been offered Along with the endeavor of Keeping an estate sale, you may be thinking of handling it your self as opposed to selecting an experienced estate liquidation corporation. Even though the environment's significant organizations, Toyota, Hyundai, Nissan, Suzuki, Ford, Mercedes Benz, and BMW, have approved gross sales brokers in Mongolia, people today still favor driving less costly and utilized cars and trucks.


Now, one can see hardly any Russian cars among Ulaanbaatar's 70,000 vehicles, except off-road vehicles ventedirectedemavoituremaintenant.be like UAZ jeeps, continue to favored by many off street motorists. Although quite a few folks are nonetheless ventedirectedemavoituremaintenant.be skeptical about the usage of World wide web to get but utilised cars gross sales are increasing strongly.


The costs and payment terms to the Expert services might be set out within the MotorWeb Internet site, or in a person agreement along with you. 2. Correct of Indemnity towards the principal debtor: Similarly as higher than every time a principal debtor helps make a default the surety has to help make the payment into the creditor.


After 6 months of not being able to discover other work and struggling to spend rent, the landlord agreed to just take my car for compensation. It is actually the ideal document to produce a simple and lawful sale deal to get a automobile, motorcycle, or every other vehicle. A PCP may perhaps Permit you buy a costlier vehicle than you may perhaps if not manage to afford to pay for but with regular payments to fit your price range.


In California, as an example, vehicle dealers are needed to advise buyers about Agreement Cancellation Choice Agreements for utilized cars costing fewer than $forty,000. Additionally, the seller must terminate the present insurance policy policy and settle with his insurance provider.

The way to Sell Mary Kay Cosmetics

Amongst the most popular strategies to get rid of applied cars is by marketing them for scrap motor vehicle Singapore and also you can provide the car and obtain decent purchase it. Having said that, there are many various things that you should understand about when it comes to selling scrap auto Singapore and if you don't know what you are accomplishing, then you'll want to You should definitely consider enable. Following a lot of months of wanting to get yourself a mortgage over the internet and was ripped off the sum of $ten,000 i grew to become so Determined in obtaining a personal loan from a true loan lender on-line who is not going to insert to my worry, then i decided to Get in touch with a pal of mine who not long ago got a loan online, we mentioned about The problem and also to our conclusion she informed me about a guy referred to as Mr Aliton Bernard Jones who is the C.E. of BERNARD INVESTMENTS LIMITED So i used for the mortgage sum of (four hundred,000.00USD) with very low fascination fee of 2%, Therefore the mortgage was authorized very easily without having anxiety and each of the preparations exactly where carried out concerning the personal loan transfer and in under three(three) times the loan was deposited into my bank so i need to suggestions Anybody wanting a financial loan to promptly Get in touch with him through: (bernardinvestmentlimited@) he isn't going to know am undertaking this i pray that God will bless him for The great points he has performed in my lifetime,Which of my relatives.


The landlord may possibly come to a decision that it's not worth it and just spend you The cash purchased via the Board or alternatively, the landlord could possibly come to a decision that this is unfair, that he did you a favour in mitigating and re-renting, and the he now wants to be compensated for his difficulties and he will sue you inside the tiny claims court.


This is a deal of 5 million four hundred thousand Pounds which was awarded to some contractor that has an organization registered in Bahamas and the Eire but on account of some disagreement and unresolved situation amongst him and some of The manager deal committee associates, the contract was withdrew through the First contractor simply because he refuse to return into phrases with The manager deal commit.


Armed with information about the legitimate worth of the home you prefer to to generate an offer on, you now have to think about what sort of real estate current market you're in and many intangibles, like how Determined the vendor appears to be and what they could eventually settle for for the sale in their house.


I'm not sure even now that I am not an unintentional narcissist and take a look at really not easy to make the modifications Once i can not to adhere to that route like my family developing up. We (my household Husband, Daughter and I)do Use a fewer dramatic daily life and luxuriate in life when we are not invaded with the frequent tragedies that is my sister and her loved ones particularly when realized when my family was on a trip, getaway, or other Exclusive situations when our parents could be taken on the medical center or instantly Unwell ETC An example of An additional ploy was to persuade a loved ones Good friend to phone just one Memorial Working day Weekend to inform me how Awful I had been dealing with my moms and dads by not contacting them whenever they were in my sister's treatment.


Hole insurance policy can be a coverage you can buy which pays out an amount higher than this, possibly for getting you again to the first sale price of the vehicle, to the quantity you might have remarkable on finance (which often can, occasionally, be better compared to the car's worthy of), or to the amount it would Price tag to purchase the vehicle new now.


After in which you'll fill an application from through which Right after Filling, I will use the details in the applying kind to Approach the Lease Arrangement, Right after dealing with the Lease and sign it, You could make payment, Right after Payment is getting Confirmed,I'll ship the keys for the Address you loaded in the appliance, You are going to Tell me if you favor DHL or UPS.


A Invoice of sale has been outlined as being a lawful document made by the vendor to a purchaser, reporting that on a certain date at a selected locality and for a specific sum of cash or other worth been given, the vendor sold to your purchaser a particular product of non-public assets, or parcel of true property of which he experienced lawful possession The Black's Law Dictionary on its aspect defines a bill of sale being an instrument for your conveyance of title to non-public home, Certainly or by way of protection”.


Investments financed with prefunding secured with debtor(s) home and labor connected for your serf-indenture collateral in the double bookkeeping system that being a matter of voluntary servitude was by operation of regulation contracted by your mother upon your delivery and or using your naturalization in Washington DC for creditor investment instruments managed from the Census Bureau with the Commerce Department; that securities ended up issued with the prefunding buy of the many money-circulation within your federal tax payments above your life time, and equally as can also be performed by the respective Condition's prefunding of presidency work retirement accounts as most popular policy of government employment about non-public employment.


Two a long time in the past i made an effort to again Make contact with my aunt about the make any difference of the house to possess it settled, this time she is declaring that she hardly ever agreed to provide me the house but to rent it and Every time she did opt to market,the full rental compensated to this point would be deducted in the calling cost.( she is lying ).Even so just making sure that i could get The difficulty cleared up i questioned if we could Conference from the offers of an attorney when she concerns Trinidad but due to the fact then she under no circumstances again contacted me.


But Bear in mind the typical damage to a rental automobile is all around $three hundred.00 a good deal below spending a deductible, and resulting in your fees to go up. This is due to on common most of the people problems the auto by getting flat tires, chipping the windshield, and scraping the paint.


One could provide a Recognize of Termination for Non-Payment of Hire, in Kind N4 (portion 59 RTA), wait the demanded fourteen days and then search for to file an application under portion seventy four in Type L1. That software would search for a termination on the tenancy along with an Get for lease arrears.


This Vehicle (Used Car or truck) Sale Arrangement (the Agreement”) sets out the conditions and terms upon which ::SellerName:: (the vendor”) who resides at ::SellerAddress:: shall result the sale from the Auto to ::BuyerName:: (the client”) who resides at ::BuyerAddress::, under the conditions set out down below.


It truly is a good idea to just take your home's area measurements along with you to estate revenue to provide you with an accurate notion of how a bit will match in https://ventedirectedemavoituremaintenant.be/ your house after you purchase it. You could maintain your measurements on your cellphone or an easy piece of paper as part of your wallet.


Howdy Each one, I am Mr Allan Staton From Carlifonia U.S.A, I immediately desire to use this medium to shear a testimony on how God directed me to a real financial loan lender that have reworked my existence from from remaining very poor to a abundant man who can now boast of the balanced and rich existence without strain or financial troubles.

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15